88% of Universal Life and 99% of Term Policies do not result in a payout of the Death Benefit.* This occurs because most policy owners decide they don't want, don't need or can't afford their policy. Let us help you get on the right side of that equation.
Melville Capital is a Life Settlement Broker focused on monetizing existing Life Insurance Polices in situations where the policy has become unwanted or unneeded. We represent the policy owner, insured and referral source in negotiating and accepting bids from competing Institutional Investors. We handle all aspects of the transaction delivering the client a lump sum cash settlement that is often 2-5x the cash surrender value and relieving them of all future premium payments.
If you have a client that is over 65, owns a policy of $250,000+ and is either considering canceling the policy for its Cash Surrender Value or letting the policy lapse, let us do a FREE appraisal and see what its true market value is.